Originate, track, collect.
One platform.
Loan applications, borrower management, payment tracking, collections, and cash flow reporting. Plus a borrower self-service portal. Built into your CRM.
Everything you need. Nothing you don't.
Loan Origination
Receive and process loan applications. Define loan types, terms, and products. Track application status through approval.
Borrower Management
Complete borrower profiles linked to CRM contacts. Identity verification, income validation, and credit checks.
Payment Tracking
Record and track loan payments. Automatic balance calculation, payment schedules, and late payment flags.
Collections Management
Identify overdue loans. Automated collection workflows, status tracking, and collection agency assignment.
Cash Flow Reporting
Track cash flow by category. Monitor inflows, outflows, and projections. Financial health at a glance.
Borrower Self-Service Portal
Borrowers view their loans, make payments, submit applications, and track status — from their own portal.
Up and running in minutes.
Configure loan products
Set up loan types, terms, interest rates, and application requirements.
Process applications
Borrowers apply online or in-person. Verify identity, check income, approve.
Track & collect
Payments tracked automatically. Collections workflow handles overdue accounts.
Stop overpaying for less.
| OpenAva | LoanPro | Mortgage Automator | LendingPad | |
|---|---|---|---|---|
| Monthly price | $20/mo | $500+/mo | $200+/mo | $100+/mo |
| Loan origination | ✓ | ✓ | ✓ | ✓ |
| Borrower portal | ✓ | ✓ | ✕ | ✕ |
| Payment tracking | ✓ | ✓ | ✓ | Limited |
| Collections | ✓ | ✓ | Limited | ✕ |
| Cash flow reports | ✓ | Limited | ✕ | ✕ |
| Identity verification | ✓ | ✕ | ✕ | ✕ |
| CRM included | ✓ | ✕ | ✕ | ✕ |
| Custom loan types | ✓ | ✓ | Limited | Limited |
Transparent. No surprises.
Flat monthly fee for Agency OS, unlimited users on paid plans, and transparent usage-based add-ons for websites, social, voice, storage, and API usage.
Explore Agency OS for client sites, approvals, and social. No credit card.
- ✓ Up to 3 users
- ✓ 500 client records
- ✓ Platform AI (25K tokens)
- ✓ Agency modules accessible
- ✓ BYOK AI keys
For agencies managing client websites, social, approvals, and deployments.
- ✓ Unlimited users
- ✓ 25,000 client records
- ✓ Website workflows
- ✓ Social planning & auto-posting
- ✓ Client portals and approvals
- ✓ BYOK AI keys
For agencies scaling client operations, usage volume, and governance.
- ✓ Everything in Plus
- ✓ 500,000 client records
- ✓ AI Assistant (advanced)
- ✓ Audit export & compliance
- ✓ Priority agency support
- ✓ Unlimited phone numbers
Founder's Rate — 40% off, locked forever
Our first 10 clients get Plus at $12/mo or Enterprise at $90/mo — locked for life.
Know exactly what grows as your agency grows.
Core plans stay flat and unlimited users stay included on paid plans. Website hosting, social publishing, storage, voice, API usage, and other usage-based services are priced in public before you connect anything.
Plan and publish client content when campaigns are active, then pay only for additional posts.
Connect pages and profiles across Facebook, Instagram, LinkedIn, X, Pinterest, and Bluesky.
Run affordable client websites, staging sites, and Cloudflare-stack deployments.
| Service | Free | Plus | Enterprise | Notes |
|---|---|---|---|---|
| Platform AI | 25K tokens included | 100K tokens included, 2x markup overage | 500K tokens included, 2x markup overage | Hard caps protect spend; paid plans cap usage at 2x-3x monthly limits. |
| Social Media Posts | 10 included, $0.40/post overage | 40 included, $0.30/post overage | 400 included, $0.25/post overage | Plan and auto-post to Facebook, Instagram, LinkedIn personal, LinkedIn pages, X, Pinterest, and Bluesky. |
| Social Accounts | BYOK only, free | Premium one-click connect | Premium one-click connect | $4/mo per social network page or profile connection. Bundles up to 50% off are available through [email protected]. |
| Client Portals | Included for trials | Included for active clients | Included with priority setup | Give clients a branded place to review websites, approve social posts, and request safe content edits. |
| Phone Numbers | $1/number/mo, max 2 | $1/number/mo, max 10 | $1/number/mo, unlimited | Monthly flat rate per provisioned number. |
| Premium Email Campaigns | Not available | $2/1,000 emails, 10K/day and 10K/mo | $1.50/1,000 emails, 20K/day and 20K/mo | Managed infrastructure email for campaigns that need deliverability support. |
| Managed Websites | Not available | $2/website/mo, 5 included | $1/website/mo, unlimited | Client websites, staging sites, and deployments hosted on the Cloudflare stack. |
| Lead Enrichment (Apify) | 20/day | 50/day | 100/day | Per-unit enrichment with hard daily caps. |
| Records | 500 hard cap | 25K included, $2/1,000 overage | 500K included, $1/1,000 overage | Monthly record allowance. |
| API Operations | 10K hard cap | 250K included, $1/10K overage | 1M included, $0.50/10K overage | Monthly API operation allowance. |
| Storage | 100 MB | 2 GB | 20 GB | File attachments and documents. |
Minute rates stay visible, with caps by plan.
Rates are based on Twilio's approximate $0.01/min base cost and may vary by carrier, region, and routing.
| Usage | Free | Plus | Enterprise |
|---|---|---|---|
| Inbound calls | ~$0.022/min | ~$0.018/min | ~$0.015/min |
| Outbound calls | ~$0.031/min | ~$0.025/min | ~$0.021/min |
| Monthly spending cap | $10 fixed | $50 adjustable | $200 adjustable |
Want bundled social connection or agency website pricing? Contact [email protected] for volume discounts up to 50%.
Frequently asked questions.
What types of loans does OpenAva support?
OpenAva supports any loan type you can define — personal loans, business loans, mortgages, auto loans, microloans, and more. You create custom loan products with your own terms, interest rates, and application requirements. There are no restrictions on loan type.
How does the borrower self-service portal work?
Borrowers get their own portal where they can view active loans, check balances, make payments, submit new applications, and track application status. You control what borrowers can see and do. The portal is branded to your business and requires no technical setup.
Does OpenAva integrate with identity verification services?
Yes. OpenAva includes identity verification built into the borrower onboarding flow. Verify borrower identity, validate income, and run credit checks — all from within the platform. No need for a separate KYC tool.
How much does OpenAva Loan Manager cost?
Loan management is included in the OpenAva Plus plan at $20/mo — alongside CRM, invoicing, marketing automation, and more. There is no separate charge for lending features. You get origination, payments, collections, and the borrower portal all in one platform.
Can OpenAva handle both mortgage and personal loans?
Yes. You define your own loan products with custom terms, rates, and requirements. Whether you originate mortgages, personal loans, business lines of credit, or any other loan type, OpenAva adapts to your workflow. Each loan type can have its own application flow and approval process.
Launch client work.
Keep the margin.
Websites, staging, Cloudflare deploys, social publishing, client approvals, and BYOK AI. $20/month flat with unlimited users on paid plans.